4 Essential Things You Should Know About Workers’ Compensation
Workers’ compensation is a system employed by employers to cover employees for any work-related injuries or illnesses. An Alexandria workers’ compensation lawyer can help you understand how the law can affect you and what you may be entitled to through a workers’ compensation claim.
Workers comp is required by law for all employers in Virginia, as well as any other state. These benefits are payable when an employee gets hurt on the job, and they include medical care, reimbursement of lost wages while medically disabled, vocational rehabilitation services, death benefits for a spouse or dependent children who lose income, and much more.
Here are 4 essential things you should know about workers’ compensation.
You have a responsibility to report the accident at the earliest
Employees have a responsibility to report the accident at the earliest. They can contact Occupational Safety and Health Administration (OSHA) to know more about what to do in the event of workplace accidents, illnesses, and injuries. An injury or illness must be reported within 30 days of its occurrence. Failure to report an injury or illness is a violation of federal law. And your chance of receiving worker’s compensation decreases if a delay occurs in reporting the accident or injury caused.
You can file a claim on a no-fault basis
All employers have a duty to provide no-fault coverage for their employees. This means that if you were injured on the job, you will receive benefits for your medical insurance and lost wages regardless of who is at fault for the injury. If a third party was at fault, such as a customer or co-worker, you can still file a claim on a no-fault basis. An employee doesn’t have to prove any fault or negligence to get workers’ compensation. It simply means that workers’ compensation is not based on fault.
You have the right to medical coverage and wage-loss benefits
Employees have the right to receive medical coverage and wage loss benefits for their injuries, regardless of fault. These benefits include compensation for lost wages and medical expenses, diagnostic testing, and rehabilitation services. Your family may also be paid a lump sum of money in the event that you die due to the injury or illness.
You can appeal the denial of workers’ compensation claim
If a workers’ compensation claim is denied, you have the right to appeal the decision. An experienced workers’ compensation lawyer can help you with this task.